How much will it cost to fix my credit?

We understand that every client’s situation is unique. That’s why, before discussing pricing, we first assess your specific credit needs. We offer three affordable credit repair plans tailored to help you achieve your goals. To learn more, visit our services page or contact us directly.

What can I expect when I enroll?

When you enroll with us, we handle everything from start to finish, including preparing all necessary documents. Our deep knowledge of credit scoring, creditor communication, and credit bureau regulations allows us to effectively remove negative information from your credit report.

What makes you different from others?

With over a decade of experience, our local credit repair firm is committed to transparency and ethical practices. We provide clear explanations of our credit repair process and focus on delivering honest communication and effective tools to help you reach your credit goals.

Will the removed items come back?

Once negative items are removed, they typically do not return, provided they were current or paid off at the time of removal, or if the collection is older than three years. Exceptions are rare but do exist.

How fast can I see results?

The time to see results varies depending on factors like the severity of your case and the responsiveness of credit bureaus and creditors. Credit repair is a gradual process, and while we strive for efficiency, we prioritize lawful and accurate resolutions over speed.

Privacy Policy

Privacy Policy

Welcome to Florida Credit Firm (“we,” “our,” “us”). We are committed to protecting your privacy and ensuring that your personal information is handled responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.floridacreditfirm.com] (the “Site”) and use our services.

1. Information We Collect

a. Personal Information: We may collect personal information that you provide directly to us, such as your name, email address, phone number, and other details when you use our services, request information, or interact with us.
b. Usage Data: We collect information about your interactions with our Site, including your IP address, browser type, operating system, referring URLs, and pages visited. This data helps us analyze how our Site is used and improve our services.
c. Cookies and Tracking Technologies: We use cookies and similar tracking technologies to collect information about your activity on our Site. You can manage your cookie preferences through your browser settings.

2. SMS Opt-In and Phone Numbers

a. SMS Communications: If you opt-in to receive SMS communications from us, we will use your phone number solely for sending you updates, alerts, and information related to our financial education services.
b. No Sharing: We do not share your phone number or SMS opt-in information with any third parties or affiliates. Your phone number is used exclusively for the communications you have opted into.
c. Opt-Out: You may opt-out of receiving SMS communications at any time by replying “STOP” to any of our messages. For help, you can reply “HELP” or contact us at [info@floridacreditfirm.com].
d. Message Frequency and Charges: Message frequency may vary, and standard message and data rates may apply.

3. Purpose and Scope of Services

Our services focus on financial education, credit education, and providing information to help you understand and manage your financial health. We do not provide credit repair services, and our offerings are designed to educate and inform you about managing your credit and finances responsibly.

4. How We Use Your Information

a. To Provide and Improve Our Services: We use your personal information to deliver our financial education services, process your requests, and improve our offerings.
b. To Communicate with You: We may use your contact information, including SMS, to send you updates, educational materials, and important notices related to our services. You can opt out of receiving promotional communications by following the unsubscribe instructions provided in those communications.
c. For Analytics and Research: We use usage data to analyze trends, monitor Site performance, and conduct research to enhance our services.

5. How We Share Your Information

a. Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as data storage, payment processing, or marketing assistance. These providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.
b. Legal Requirements: We may disclose your information if required to do so by law, such as in response to a subpoena, court order, or other legal processes. We may also disclose your information to enforce our Terms of Service, protect our rights, or respond to claims that your use of our services violates any rights of third parties.

6. Security of Your Information

We implement reasonable security measures to protect your information from unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Choices and Rights

a. Access and Correction: You have the right to access, update, or correct your personal information. You can make these requests by contacting us at [info@floridacreditfirm.com].
b. Opt-Out: You may opt-out of receiving marketing communications, including SMS, from us by following the unsubscribe instructions included in those communications.
c. Data Retention: We retain your information for as long as necessary to fulfill the purposes for which it was collected or as required by law.
d. Your Data Protection Rights: You have certain rights regarding your personal information, including the right to:
- i. Access: Request a copy of the personal data we hold about you.
- ii. Rectification: Request correction of any inaccurate or incomplete information.
- iii. Erasure: Request deletion of your data under certain conditions.
- iv. Restrict Processing: Request limited processing of your data in specific situations.
- v. Data Portability: Request transfer of your data to another entity.
- vi. Object: Object to the processing of your data for direct marketing purposes.

To exercise any of these rights, please contact us at [info@floridacreditfirm.com].

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children’s Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our Site and services after any changes constitutes your acceptance of the new Privacy Policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Florida Credit Firm
Email: [info@floridacreditfirm.com]
Phone: 305-900-3292